OnlyFans vs LoyalFans: which one should you choose?
By Jessica Sanders · Published · Updated
OnlyFans and LoyalFans both support monthly subscriptions, tips and paid unlocks. LoyalFans is an adult-leaning option with more documented ways to sell in one account: a video store, Go Live shows, One on One calls and shoutout menus, depending on what you turn on.
If your audience already knows OnlyFans, staying there may reduce the explanation needed—alongside its pending-then-request withdrawal path. Choose LoyalFans when the store, lives, calls or shoutouts are a real part of how you earn—and you are comfortable with its twice-monthly payout calendar. Both platforms document a usual 20% platform fee on fan payments.
Wider menu: OnlyFans alternatives. Deeper product read: LoyalFans review.
Fees
| Platform | Usual creator share | Source / caveat |
|---|---|---|
| OnlyFans | You keep 80% (platform keeps 20% of each fan payment) | OnlyFans Terms |
| LoyalFans | You keep 80% (platform fee is 20% of each fan payment) | LoyalFans Terms & Conditions. Limited promo days that raise your share (when offered) are campaigns, not the usual rate. |
On either platform, a $25 subscription is about $20 to you after the usual fee, before expenses, tax and any payout-method fees. The fee alone rarely decides this matchup if the selling mix differs.
Payout timing and cash flow
OnlyFans. New earnings usually sit in a pending balance for about seven days, then become withdrawable (Creator Center). After you request a payout, Creator Center says transfers take about three to five business days, on average, to reach your bank or wallet (method and location vary). Minimums depend on method. You can also set automatic weekly or monthly withdrawals once funds clear pending.
LoyalFans. Terms & Conditions set creator payouts twice per month: earnings from the 1st–15th are paid within 7 working days after the 15th; earnings from the 16th–end of month are paid within 7 working days after month-end. Timing can vary by payout method. You must meet the minimum threshold for your selected method (shown in account settings, with any method fees). Balances below that threshold roll to the next period.
OnlyFans favors flexible request timing after pending clears. LoyalFans favors a fixed half-month calendar. Method minimums and fees still matter on both.
Ways to make money
Both support monthly subscriptions, tips and paid messages / unlocks. A subscription does not automatically include every DM or unlock on either site.
LoyalFans extras (when enabled). Help documents:
- a video store for one-off streaming or downloadable clips, with optional discounts (Video Store);
- Go Live cam shows listed while you broadcast (Go Live);
- One on One audio or video calls priced per minute, with tips during the call (One on One);
- shoutouts—short personalized videos with 3 / 7 / 14-day turnaround options; income can stay pending until you deliver (Shoutouts).
Those matter when customs, lives and one-off clips are core to how you earn. They also mean more shooting, scheduling and reply work than a feed alone. How to run that mix day to day: LoyalFans review.
OnlyFans. Strongest as a simple monthly subscription plus chat and paid unlocks. You can sell clips and run lives where available; LoyalFans documents the video store, Go Live, calls and shoutouts as first-class extras beside the feed.
Referrals. LoyalFans Referral Program Terms pay a Referring User 5% of Fan Payments generated by a Referred Creator, and 5% of Fan Payments of at least $1 made by a Referred Fan to a Creator other than the Referring User. Referral amounts that accrue in a calendar month are paid on or around the first day of the following month. OnlyFans Statements can include referral earnings; check live OnlyFans referral terms in your account if that line matters. Treat referral income as a bonus—and do not treat referral payout timing as the content-sales calendar (LoyalFans content sales follow the twice-monthly Terms schedule above).
Discovery and brand
If your audience already knows OnlyFans, staying there may reduce the explanation needed at the link. LoyalFans still needs fans to arrive and understand the product.
LoyalFans Help documents in-product listings while you are active: Go Live creators appear in the live listing once you start a broadcast, and One on One callers appear on the active callers list when availability is on. Store clips and shoutout menus also give fans something to browse after they arrive. That is useful once someone is already on LoyalFans. It is not a substitute for off-site promotion.
Privacy tools. Both platforms have offered watermarking and country-level geoblocking. Confirm the live block depth in each account if that is a deciding factor. See also the geoblocking guide.
Support. LoyalFans provides in-product Help and account support routes; OnlyFans’ Creator Center references support@onlyfans.com. Response speed is not timed here.
Who should choose what
| If this is your situation… | Lean toward |
|---|---|
| Your audience already knows OnlyFans and you want less explanation at the link | OnlyFans |
| You want pending-then-request withdrawals with flexible request timing after funds clear | OnlyFans |
| You prefer a fixed twice-monthly payout calendar (1–15 / 16–end) | LoyalFans |
| You will actually run a video store, Go Live, calls or shoutout menus beside the feed | LoyalFans |
| You want in-product live/caller listings to help fans already on LoyalFans find you | LoyalFans (results still vary by account) |
| You mainly care about the usual 80% creator share after a 20% fee | Either on the documented usual rates |
| You want OnlyFans for acquisition and LoyalFans’ store/live/call/shoutout mix for a second catalog—and you can keep both feeds and reply quality high | Both |
Pick OnlyFans when your audience already knows that brand and you want flexible cash-out after pending. Pick LoyalFans when the documented extras are a real part of the offer and the twice-monthly Terms calendar fits how you budget.